Auto Insurance
Responsible driver guarantee, waiver of depreciation on new vehicle purchases, 24/7 claims support, and flexible payment options.
Independent Insurance Broker in Nova Scotia
Trusted Insurance Solutions for Individuals and Businesses
Insurance made easy for Nova Scotia families and businesses with personalized advice from Vern Paul Insurance, exclusively with Intact Insurance, Canada's largest home, auto, and business insurer.
About
About Vern Paul Insurance
Vern Paul Insurance is an exclusive alliance broker providing products from Intact Insurance, Canada's largest home, auto, and business insurer. Intact has the strength and stability to meet financial obligations to clients.
When something unexpected happens, call the 24/7 claims service number. Intact guarantees that within 30 minutes of your first call, you will be speaking with a knowledgeable representative, or they will write a cheque for the amount of your annual premium up to a maximum of $1,000.*
Intact Insurance believes there is nothing more important than making good on their promise. They strive to deliver an outstanding experience that is easy, fair, and respectful from start to finish.
*Certain conditions, limitations, and exclusions may apply.
Our Goal
Our goal is to provide easy access to personalized service and friendly professional advice. We focus on top-quality home, auto, and commercial insurance products for individuals, businesses, and groups across Nova Scotia.
With ongoing industry changes, we keep clients informed and up to date with new developments. Insurance can be confusing, so we work hard to ensure customers stay adequately covered and equipped with the knowledge needed to assess evolving insurance needs.
We work closely with each client to ensure insurance needs are fully met and to support families today and into the future.
Insurance Services
Coverage Built Around Your Life and Business
Home Insurance
Property-focused coverage with 24/7 claims support, flexible payments, and multi-policy savings.
Commercial Insurance
Top-quality commercial coverage for Nova Scotia businesses and groups, backed by trusted carrier strength.
Business Insurance
Personalized advice to match business risk profiles and provide confidence through every stage of growth.
Specialty Coverage
Specialty request support including oil heat, solid fuel appliance, and cancellation forms.
Family Protection Planning
Ongoing support to keep families adequately covered as insurance needs evolve over time.
Insurance Types
Detailed Coverage Categories
Auto Quote Benefits
Responsible driver guarantee and waiver of depreciation on new vehicle purchases.
Home Quote Benefits
Coverage tailored to property and lifestyle with multi-policy discounts.
24/7 Claims Service
Guaranteed claims support through Intact Insurance's around-the-clock claims team.
Flexible Payment Options
Flexible payment schedules for home and auto policies.
Individuals and Businesses
Solutions for individuals, families, businesses, and groups across Nova Scotia.
Discount Opportunities
Multi-policy discount options when bundling eligible products.
Why Choose Us
Trusted Advisors with Local Accountability
Experienced Professionals
Friendly insurance professionals focused on clarity and practical advice.
Personalized Solutions
Coverage recommendations adapted to unique household and business needs.
Competitive Value
Strong insurer backing, discount opportunities, and flexible payment support.
Reliable Service
Fast access to 24/7 claims support and responsive broker communication.
Information & Resources
Forms, Updates, and Client Information
Download commonly requested forms:
Office Hours: Monday to Friday, 8:30 a.m. to 4:30 p.m.
Inclement Weather: In severe or stormy weather, staff work remotely. Clients should continue calling the office as usual for all insurance needs.
Holiday Closures: The office is closed for all statutory holidays.
Call the 24/7 claims service number. Intact guarantees that within 30 minutes of your first call, you will speak to a knowledgeable representative, or they will write a cheque for your annual premium up to $1,000, subject to conditions and exclusions.
FAQ
Frequently Asked Questions
Home, auto, and commercial insurance solutions for individuals, businesses, and groups in Nova Scotia.
Vern Paul Insurance works exclusively with Intact Insurance, Canada's largest home, auto, and business insurer.
Use the Start Auto Quote, Start Home Quote, or Call Me Back buttons, call Toll Free 1-888-228-0950, or email mail@vernpaul-ins.com.
Team members work remotely during severe weather, and the office phone line remains available for support.
Contact
Talk to an Insurance Advisor
Call, email, or message us with your insurance questions and quote requests.
- Toll Free: 1-888-228-0950
- Phone: (902) 835 4488
- Fax: (902) 835 0040
- Email: mail@vernpaul-ins.com
- Address: 2 Ralston Avenue, Dartmouth, NS B3B 1H7
- Facebook: Vern Paul Insurance